Second, it is used for online and over-the-phone purchases when the merchant cannot see your card. First, it is an estimate of the lifetime of your credit card and gives your credit card issuer a date to send you a new card. Have you ever notice how the number on your replacement card is the same? The expiration date on your card fills two main purposes. Yes, it says so on your card, but you could continue using it after the expiration date. Your credit card doesn’t really have an expiration date Here are a few surprising facts and statistics about credit card usage. So it’s smart to learn a little about how they work. They are used to buy just about anything, and they are here to stay. Along with increasing transaction volumes, more than two-thirds of all in-person sales were made with a credit card, while only 27% were made with cash.Ĭredit cards are everywhere. ![]() ![]() In 2017, the total value of credit card transactions in the U.S. ![]() Love them or hate them, soon, credit card or mobile payment solutions will be the only acceptable payment from many merchants.
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